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Private Money

 

We specialize in private money.  By working directly with private money lenders and investors, we are able to finance many "out of the box" transactions.

Private hard money loans offer greater flexibility than institutional financing.  Private money lenders are mostly concerned about the underlying value of the real estate security, with credit typically being a secondary factor.  With enough real estate equity, we can usually overcome any credit issues, major or minor.

We can help finance private money loans for most property types, including commercial loans, residential loans, construction loans and loans for unique properties and situations.

When dealing with private money, you have the ability to present your transaction to an individual.  There are no hard and fast requirements or black and white guidelines such as those you get when dealing with a bank.  Instead, we can look at the merits of the transaction, and structure a private money loan that meets your needs as the borrower.

Qualifying for a private hard money loan is pretty straight forward.  Depending on what type of loan you are in need of, the documentation we require can differ, but the main concern is with the collateral value of the real estate securing the private money lender.

If you have a general inquiry, please complete our private hard money loan form and we will be in contact with you within 24 business hours.  We make private money loans, and will never sell or distribute your personal information.

If you would like a quicker response, or need to discuss your hard money loan needs, please feel free to call us directly.


 

Private Money Loans

 


Our private money loan guidelines differ depending on your needs.  Typically, we will lend to a maximum of 50-60% of the collateral value, depending on the property type, location and overall deal.

On private money land loans, our maximum loan to value these days is 30%. 

The best way to get started is to contact us directly.  Each transaction is unique, and with a fifteen minute conversation, we can let you know if we are able to help, and how we are able to help.

 

 




 

 


Chris Goulart, DRE Lic. # 01458390


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