Private Money

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Private Money


We do not advertise or solicit via email - if you have received an email from a gmail account regarding a loan and referencing this site or our name it was not sent by us. We only work with loans secured by property located within California.

We specialize in private money.  By working directly with private money lenders and investors, we are able to finance many "out of the box" transactions.

Private hard money loans offer greater flexibility than institutional financing.  Private money lenders are mostly concerned about the underlying value of the real estate security, with credit typically being a secondary factor.  With enough real estate equity, we can usually overcome any credit issues, major or minor.

We can help finance private money loans for most property types, including commercial loans, residential loans, construction loans and loans for unique properties and situations.

When dealing with private money, you have the ability to present your transaction to an individual.  There are no hard and fast requirements or black and white guidelines such as those you get when dealing with a bank.  Instead, we can look at the merits of the transaction, and structure a private money loan that meets your needs as the borrower.

Qualifying for a private hard money loan is pretty straight forward.  Depending on what type of loan you are in need of, the documentation we require can differ, but the main concern is with the collateral value of the real estate securing the private money lender.

If you have a general inquiry, please complete our private hard money loan form and we will be in contact with you within 24 business hours.  We specialize in private money loans, and will never sell or distribute your personal information.

If you would like more information, please visit our California hard money loans page or call us directly.


Private Money Loans


Our private money loan guidelines differ depending on your needs.  Typically, we will lend to a maximum of 50-60% of the collateral value as determined by an appraisal, depending on the property type, location and overall deal.

On private money land loans, our maximum loan to value these days is 30% of the appraised value. 

The best way to get started is to contact us directly.  Each transaction is unique, and with a fifteen minute conversation, we can let you know if we are able to help, and how we are able to help.





Chris Goulart, agent, DRE Lic. # 01458390 NMLS Lic. # 298819 CA broker Lic. # 01180522

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