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How Do Construction Loans Work

Construction Loans



We can help with your construction loans.  If you are looking for construction loans in California, give us a call to discuss your options.  We specialize in commercial construction loans, but can also help with residential or subdivision construction.

 We can we can help with all types of construction loans, including horizontal construction loans and vertical construction loans.  We work with a multitude of institutional and private investors and funds, and can handle construction loans of all sizes. 

Construction loans are unique in nature.  If you have an executive summary of your project, whether a home construction loan or a commercial construction loan please email it to me along with contact information.  This is the best way to get the ball rolling for all construction loans.  If you prefer, you can call directly, or complete our brief online form.

Guidelines for our construction loans

We can help with construction loans in general, but prefer California construction loans.  Generally, we need the borrowing entity to have the equivalent of 50% of the purchase price into the land or 20% of the requested loan amount, whichever is greater.  We can help obtain construction loans to a maximum of 80% of the as-complete value as determined by an appriasal, although we typically like to be in the 60% of "as completed value" range.  Email us your executive summary, or call us today to see how we can help with your construction loans.




Chris Goulart, agent, DRE Lic. # 01458390 NMLS Lic. # 298819 CA broker Lic. # 01180522

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